Credit Report? Medical Report? Check Your Records.

Everyone knows to be vigilant about checking your credit report, and that each is entitled to one free copy of their credit report per year from each of the three main credit agencies. But do you know what to do when you're hit with high insurance premiums or denied coverage altogether? Turns out there's an agency that protects insurers from fraud by collecting previous underwriting decisions. You can get one free report per year from the Medical Information Bureau, allowing you to screen and correct your medical records for inaccuracies, just like a credit report. To read the full article above, click on the image to enlarge.

(Article image reprinted without permission from Money Magazine, July 2006)

Has correcting a public record saved you money in the past? Relate your story in a comment below.